Theresa Todman

Hi, I’m Theresa Todman, Financial (Money) Coach, Accountant, and Business Strategist. With over 20 years of experience in the financial industry, I’ve had the privilege of helping individuals, families, and entrepreneurs take control of their money and move toward financial confidence.

Through my business, B&M Financial Management Services, I provide personalized financial coaching designed to simplify money management, reduce debt, and build a clear path toward long-term financial success. I believe financial coaching isn’t just about numbers—it’s about giving you the tools, strategies, and confidence to make smart money moves that align with your goals.

Whether you’re managing household finances, preparing for retirement, running a small business, or navigating life transitions, I guide my clients step by step to create practical strategies that work in real life. My approach is supportive, encouraging, and focused on creating results you can feel good about.

Together, we’ll build a plan that helps you stop stressing about money and start thriving financially.